Our job is done when moving $1 between people is as simple as sending a text


We started out by building apps with context-based payment features. It became increasingly challenging to move small amounts of money between people as our user base grew internationally.

This struggle is what made us realise the need for a payment solution catering to the borderless app world. As we started to design the regulatory framework and develop the technology layer, we were frequently approached by apps who faced similar challenges.

Today, Cheers Paytech is helping businesses to connect their app users financially, irrespective of where they live and their level of financial inclusion. We are the first borderless wallet-as-a-service platform capable to power financial ecosystems within any app.


We are a diverse team of 10+ with a common passion to build inclusive financial infrastructure that seamlessly moves money within apps and between their users around the world. Our founders bring decades of experience in payments, regulatory compliance, and building businesses in emerging markets.

Gregor Arn

Co-Founder &
Chief Executive Officer

Barry Hurley

Co-Founder &
Chief Operating Officer

Arish Khajotia

Co-Founder &
Chief Growth Officer

Andrew Boyle

Chief Product Officer

The Wallet Engine
Transforming Apps into Ecosystems


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Consumer advisory -  Wallet Engine Pte. Ltd., the holder of Wallet Engine’s stored value facility, does not require the approval of the Monetary Authority of Singapore. Consumers (Users) are advised to read our terms of service carefully.