Recent Posts

January 30, 2019

Pricing is the easiest element to change in a customer-facing business, and has the largest direct effect on sales volume, hands down.

October 15, 2018

What an insane tumble for the crypto market so far this year. Crashing to a total value of just $220 Billion and as low as $186 Billion in mid-September.

September 15, 2018

The day a messenger enables instant, global, small-value, Peer-to-Peer transfers between their users, is the day that the remittance industry will see its sunset.

September 11, 2018

Once a payment platform for small-value transfers is in place, that can serve this requirement with little friction and low cost, the digital economy as we know it today will evolve into the mainstream economy of tomorrow.

August 2, 2018

We often assume that when we see new companies form, or do something revolutionary, or "disruptive", that the ideation behind it is unique. The fact is though, most improvements we see in most spaces in our lives are an adaptation or evolution of something we have alre...

July 17, 2018

Everyone and his/her grandmother has a view on digital wallets and what they can or cannot do. It means different things to different people, and means different things depending on where in the world you are. Wallets are extremely powerful ecosystem enablers. They hel...

June 7, 2018

"What companies like TransferWise and many other fintechs challenging the status quo of banking are doing is nothing more than legalised Hawala!"

May 1, 2018

We often succumb to assumptions. We have a general belief that our world is unique, and that the rest are all outsiders looking in. This presumption is sometimes most evident when it comes to our passion and self-belief in our chosen careers and industries. So if someo...

April 25, 2018

News has hit the airwaves of Go-Jek partnering with none other than ComfortDelgro, the incumbent taxi company that suffered for a time under the pressure of ride hailing services startups like Grab and Uber.

Uber struck what seemed like a seismic blow to Grab, by p...

April 22, 2018

The untapped potential, using the most conservative of estimations, is well over $5 Trillion in size.

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