Recent Posts

So it's been a few weeks now since Facebook announced their cryptocurrency, Libra. Over that time, I have come across a number of articles, opinions and other diatribes trying to make sense of what it all means for us today, as well as for tomorrow. One of the triggers...

October 15, 2018

What an insane tumble for the crypto market so far this year. Crashing to a total value of just $220 Billion and as low as $186 Billion in mid-September.

September 15, 2018

The day a messenger enables instant, global, small-value, Peer-to-Peer transfers between their users, is the day that the remittance industry will see its sunset.

September 11, 2018

Once a payment platform for small-value transfers is in place, that can serve this requirement with little friction and low cost, the digital economy as we know it today will evolve into the mainstream economy of tomorrow.

August 2, 2018

We often assume that when we see new companies form, or do something revolutionary, or "disruptive", that the ideation behind it is unique. The fact is though, most improvements we see in most spaces in our lives are an adaptation or evolution of something we have alre...

July 17, 2018

Everyone and his/her grandmother has a view on digital wallets and what they can or cannot do. It means different things to different people, and means different things depending on where in the world you are. Wallets are extremely powerful ecosystem enablers. They hel...

June 7, 2018

"What companies like TransferWise and many other fintechs challenging the status quo of banking are doing is nothing more than legalised Hawala!"

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