Recent Posts

September 15, 2018

The day a messenger enables instant, global, small-value, Peer-to-Peer transfers between their users, is the day that the remittance industry will see its sunset.

July 17, 2018

Everyone and his/her grandmother has a view on digital wallets and what they can or cannot do. It means different things to different people, and means different things depending on where in the world you are. Wallets are extremely powerful ecosystem enablers. They hel...

April 22, 2018

The untapped potential, using the most conservative of estimations, is well over $5 Trillion in size.

November 26, 2017

Michael Wiegand was far and beyond the most engaging and worthwhile keynote of the entire fintech festival for me, and perhaps the most relevant speaker I have heard in quite some time. As the Director Financial Services for the Poor at the Bill & Melinda Gates Foundat...

November 22, 2017

“Banks generally are organized by product. They’re focused on what they can sell to customers rather than what they can do for customers. Startups… focus on functions. What are the jobs that clients and customers want done, and what are the best ways to get those jobs...

November 21, 2017

First off, what a joy it is to live in a city that can attract so much attention and activity around a topic as specific as Fintech. We often assume everyone is exposed to this world, but there are few people who read beyond The Economist or see beyond CNN and Bloomber...

November 8, 2017

Why did demonetisation not have the impact it was supposed to? More importantly, after removing the two most substantial currency denominations for 1.3 billion people, why is all that currency back in circulation? Did it really make a difference? Are PayTM’s 100 millio...

February 10, 2017

China’s Alipay is expanding to European markets, Apple Pay takes on China’s internet kings in mobile payments, banks across the world are launching mobile apps bringing their existing services onto the smartphone. And then, there are all those whose mission is to impro...

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